The Bank provides financial assistance to small business men / artisans for the existing business. The maximum limit of this loan is Rs.5,00,000.00 repayable in 36 monthly equal installments. The applicable rate of interest is compounded in monthly intervals The Loan is granted in the following terms and conditions

• The borrower should be a nominal member of the bank having a Savings Bank / Current account with regular transaction.


• The loan amount should cover 100% security either in the form of land mortgage or pledge of Term Deposit of the Bank / NSC / KVP /LIC.