CASH CREDIT TO INDIVIDUALS
The Bank provides Cash Credit Loans to business men/artisans and other professionals to meet their Working Capital requirements in the following terms and conditions.

• The applicant must be a nominal member of the Bank
• He / She should have an existing business for which he / she applies Cash Credit Limit. The period of Loan is One year and it will be renewed on the request and performance of the account.
• The Limit applied must cover 100% security either in the form of land mortgaged or pledge of Term Deposit held with the Bank or KVP/NSC/LIC.
• There shall be 2 Nos. of guarantors.
• The stock of the business shall be hypothecated to the Bank.
• The Bank reserves the right to alter, amend or rescind any of the terms and conditions mentioned above

CASH CREDIT LOANS TO SOCIETIES
Cash Credit Loans for the following purposes will be issued to the affiliated societies

• To all Cooperatives Societies for dealing in consumer articles or any other general business.
• To credit or marketing societies for issue of loans against the pledge or hypothecation of agricultural produce and marketing of produce belonging to members.
• To credit or Marketing Societies for dealing in agricultural production requisites such as fertilizers, manures, pesticides, agricultural implements, seeds etc.
• To Weaver's Coop. Societies for purchase of raw materials, payment of wages etc.
• To Societies against the Term Deposit with the Bank.
• To credit societies for issue of consumption finance to weaker sections.
• To Employees' Cooperative Credit Societies.